Pix arrives at Google Wallet. See how it works

A Google Wallet, an app where you can register credit and debit cards, buy transport tickets and even add documents, now it will also do payments by Pix. The new functionality will be tested starting this Tuesday (30), by selected users, and will soon be available to everyone. Understand how it will work:

Integration with banks

Once available, a special section in the Google Wallet will appear, giving you the option to do payments or transfers via Pix, using keys or QR Code. The user will then need to register their bank and provide their CPF, so that they can make payments with it.

It will be possible to register different bank accounts in the Google Wallet and, when making the transfer or payment, the selection can be made for the money to leave the account that the user desires.

Security

Elisa Joia, head of Google payments operations for Latin America, explained that the entire validation process will be done through the Open Finance, the Central Bank's open financial system (BACEN) that allows the exchange of information between banking institutions.

For the operation to be completed, approval from the financial institution will be required, combined with one of the cell phone's secure unlocking methods, with biometric authentication by fingerprint, face or entering the PIN number. And this will be necessary every time a payment or transfer is requested, so that security is not left aside at any time.

Google continues to invest in Brazil and one of our objectives is to offer the best digital wallet for Brazilians. We have collaborated with industry and regulators to ensure a solid presence and a quality product. Having Pix as a payment method is a natural move to fully meet the country's payment demands.

Elisa Joia, head of payments operations at Google for Latin America

In cases of theft, Elisa explained that customers can request the account to be disconnected from the stolen smartphone, through Find My Smartphone website, the same one that manages the user's Android devices. When carrying out this process, all financial data, including bank accounts and cards, will be erased from the device.

general availability

The first banks that will make the functionality available will be with PicPay e C6 Bank. They are actively working alongside the Google to accelerate this implementation. In the future, other banks will also participate.

How to participate: In this first stage, an email will be sent to selected users, account holders of the banks above, to register their bank accounts in the application and enable the payments and transfers function with Pix.

The first transactions via Pix in Wallet will have limits established by Google and banks, in addition to being necessary to send feedback so that engineers know how the functionality is working in practice.

How to make Pix payments with Google Wallet

After the account is registered in the application and all security validations have been carried out, you can now make Pix payments. See the step by step:

Step 1: open your app Google Wallet and select the payment method via Pix. You can choose between normal transfer, payment via QR Code reading or Copy and Paste.

Step 2: in the case of making a transfer, you can select a contact if you have already sent money to the person or type (or paste) the key of the account that will receive the money.

Step 3: enter the transfer amount and then click Next.

Step 4: Now, just select the bank account where the money will come from. Then click Confirm and pay.

Step 5: Finally, validate your identity using the fingerprint reader, facial recognition or entering the screen lock PIN.

The money will be sent to the account you selected shortly afterwards and a receipt will be displayed on the screen.

What did you think of the new addition to Google Wallet? Which banks do you want to see testing this? Tell us Comment!

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